Assurance companies vending so-called Ruerup pension claims to prospective pensioners

December 31st, 2008 Posted in Niche Store Builders

There are many insurers offering a so called Ruerup pension on the German market. Usually it is not easy for the private client to find the right assurer that fits best with the own needs. How can you find the right insurance for Ruerup pension covering your requirements at the best price? The following site offers a free Ruerup insurance comparison: Ruerup Rente abschliessen. There you can obtain the appropriate Ruerup policy quotation out of the multitude of insurers.

For whom is a Ruerup insurance recommended? For self-employed and for well-paid employees the Ruerup insurance is a good chance to provide retirement pay and to save taxes at the same time. If you are looking for a Ruerup insurance company in Germany, you should take into consideration some important points:

Since 2005 there is the possibility to replenish the own retirement pay by the conclusion of a Ruerup pension policy. The Ruerup pension assurance is particularly interesting for those people who cannot conclude a Riester pension policy. With the Ruerup pension, the legislature gave self-employed persons the possibility to benefit from public support under their own private pension. The governmental-sponsored Ruerup pension is for freelancers as interesting as for well-paid employees. For those groups of people it is the only possibility to get special tax deductions in retirement provisions since the possibility of special deductions for other private pension and life insurance contracts has been deleted by the legislature. Before choosing your German Ruerup insurance vendor, you should always ask for several offers. That can be done on the Internet: Ruerup Rente fuer Gewerbetreibende. Entrepreneurs do not have the possibility to provide retirement pension by the so called Riester pension. So they could not benefit from public support. For this group of people now the possibility of taking tax benefits by taking out a Ruerup pension policy does exist.

In the phase of paying contributions to the contract the paid-up capital is protected against distraint. This means creditors of the insured person cannot access the Ruerup pension contract. The accumulated capital must remain for the insured person and the insurance must not be resolved before retirement. The capital that is accumulated in a Ruerup pension insurance is not affected by unemployment in the context of social welfare. This capital need not to be consumed before getting social welfare. As from 2005 contributions to newly effected traditional private pension insurances and life insurances are no more tax deductible in Germany, the Ruerup pension assurance is a suitable alternative.

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